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Web Recharge Terms of Use and Notices

Last Updated: 21st February, 2009
1. THIS IS AN AGREEMENT BETWEEN YOU AND GHANAWHO LTD.
This is an agreement ("Agreement") between you and Ghanawho Ltd (or, if applicable based on where you live, one of its affiliates) ("Ghanawho Ltd").

This Agreement governs your use of any Web site or Web page operated by Ghanawho Ltd (each, a "GHANAWHO LTD Web Site," and collectively, the "GHANAWHO LTD Web Sites"). You represent that you are at least 18 years of age and have attained the age of majority in the district, city or country in which you reside, and any information that you submit is correct.

GHANAWHO LTD OFFERS THE GHANAWHO LTD WEB SITES TO YOU CONDITIONED ON YOUR ACCEPTANCE WITHOUT MODIFICATION OF THIS AGREEMENT. YOUR USE OF THE GHANAWHO LTD WEB SITES CONSTITUTES YOUR ACCEPTANCE OF THIS AGREEMENT.

THIS AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY (See Sections 9, 10, and 11); AND AN EXCLUSIVE REMEDY (See Section 10). THESE PROVISIONS FORM AN ESSENTIAL BASIS OF OUR BARGAIN.

2. HOW GHANAWHO LTD MAY MODIFY THIS AGREEMENT
Ghanawho Ltd reserves the right to change the terms, conditions, and notices under which it offers the GHANAWHO LTD Web Sites, including any charges associated with the use of the GHANAWHO LTD Web Sites. You are responsible for regularly reviewing these terms, conditions and notices, and any additional terms posted on any GHANAWHO LTD Web Site. Your continued use of the GHANAWHO LTD Web Sites after the effective date of such changes constitutes your acceptance of and agreement to such changes.

3. ADDITIONAL TERMS
Any GHANAWHO LTD Web Site may itself contain additional terms (for example, codes of conduct or guidelines) that further govern use of that GHANAWHO LTD Web Site, including without limitation, particular features or offers (for example, social services). If any terms contained in this Agreement conflict with any terms contained within a GHANAWHO LTD Web Site, then the terms in this Agreement shall control.

4. NO COMMERCIAL, UNLAWFUL OR HARMFUL USE OF THE GHANAWHO LTD WEB SITES
The GHANAWHO LTD Web Sites are only for your personal use. You will not use the GHANAWHO LTD Web Sites for commercial purposes. You will not use the GHANAWHO LTD Web Sites in any way that is unlawful, or harms Ghanawho Ltd, its affiliates, resellers, distributors, service providers and/or suppliers (each, a "Ghanawho Ltd Party" and collectively, the "Ghanawho Ltd Parties") or any customer of a Ghanawho Ltd Party, as determined in Ghanawho Ltd's sole discretion. Ghanawho Ltd may tell you about certain specific harmful uses in a code of conduct or other notices available through a GHANAWHO LTD Web Site, but has no obligation to do so. You may not use the GHANAWHO LTD Web Sites in any way that breaches any code of conduct, policy or other notice applicable to the GHANAWHO LTD Web Sites. Without limiting the generality of this section, you may not use the GHANAWHO LTD Web Sites in any manner that could damage, disable, overburden, or impair any GHANAWHO LTD Web Site (or the network(s) connected to any GHANAWHO LTD Web Site) or interfere with any other party's use and enjoyment of the GHANAWHO LTD Web Sites.

5. SPAM IS PROHIBITED AND CAUSES DAMAGE; SPAM FILTERING TECHNOLOGY
Without limiting the generality of Section 4, you will not use the GHANAWHO LTD Web Sites to transmit, either directly or indirectly, any unsolicited bulk e-mail or unsolicited commercial e-mail. You will not use the GHANAWHO LTD Web Sites in any way that violates the Ghanawho Ltd Anti-Spam Policy. You may view the Anti-Spam Policy at privacy. Ghanawho.com/anti-spam. A breach of any part of the Anti-Spam Policy is a breach of this Agreement. Ghanawho Ltd may use filtering technology or other measures in its efforts to stop unsolicited bulk e-mail and unsolicited commercial e-mail, and if your use of the GHANAWHO LTD Web Sites includes e-mail related services, then such filtering technology or other measures may block, either temporarily or permanently, some e-mail sent to you through the GHANAWHO LTD Web Sites even if such e-mail does not violate the Anti-Spam Policy.

6. MATERIALS YOU POST OR PROVIDE; COMMUNICATIONS MONITORING
For materials you post or otherwise provide to Ghanawho Ltd related to the GHANAWHO LTD Web Sites (a "Submission"), you grant Ghanawho Ltd permission to (1) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, translate and reformat your Submission, each in connection with the GHANAWHO LTD Web Sites, and (2) sublicense these rights, to the maximum extent permitted by applicable law. Ghanawho Ltd will not pay you for your Submission. Ghanawho Ltd may remove your Submission at any time. For each Submission, you represent that you have all rights necessary for you to make the grants in this section. To the maximum extent permitted by applicable law, Ghanawho Ltd may monitor your e-mail, or other electronic communications and may disclose such information in the event it has a good faith reason to believe it is necessary for purposes of ensuring your compliance with this Agreement, and protecting the rights, property, and interests of the Ghanawho Ltd Parties or any customer of a Ghanawho Ltd Party.

7. SOFTWARE
Your use of any software associated with the GHANAWHO LTD Web Sites will be governed by the terms and conditions of the end user license agreement ("EULA") accompanying such software. If you receive any software that is not accompanied by a EULA, then Ghanawho Ltd grants to you a non-exclusive, revocable, personal, non-transferable license to use such software solely in connection with the GHANAWHO LTD Web Sites and in accordance with this Agreement. Ghanawho Ltd reserves all rights to such software not expressly granted to you in this Agreement. Such software is protected by copyright and other intellectual property laws and treaties. Ghanawho Ltd or its suppliers own the title, copyright, and other intellectual property rights in such software, and such software is licensed, not sold. You will not disassemble, decompile, or reverse engineer, such software, except and only to the extent that such activity is expressly permitted by applicable law. Ghanawho Ltd may automatically check your version of such software and may automatically download upgrades to such software to your computer to update, enhance and further develop the GHANAWHO LTD Web Sites.

8. INFORMATION AVAILABLE FROM THE GHANAWHO LTD WEB SITES
Ghanawho Ltd and its suppliers do not warrant or guarantee the accuracy or timeliness of any information available from the GHANAWHO LTD Web Sites including stock quotes, even if such information appears in any e-mail, pager, cell phone or other alerts available through the GHANAWHO LTD Web Sites. Ghanawho Ltd and its suppliers do not authorize the use of information available from the GHANAWHO LTD Web Sites including stock quote or other financial information, for any purpose other than your personal use, and prohibit to the maximum extent allowable the resale, redistribution, and use of this information for commercial purposes. Ghanawho Ltd is not a broker/dealer or registered investment advisor under Ghana?s securities law or securities laws of other jurisdictions, and does not advise individuals as to the advisability of investing in, purchasing or selling securities or other financial products or services. Nothing contained in the GHANAWHO LTD Web Sites constitute an offer or solicitation to buy or sell any security. Ghanawho Ltd does not endorse or recommend any particular product or service, including financial products or services. Nothing contained in the GHANAWHO LTD Web Sites is intended to constitute professional advice, including but not limited to, investment or tax advice.

9. GHANAWHO LTD MAKES NO WARRANTY
GHANAWHO LTD PROVIDES THE GHANAWHO LTD WEB SITES "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE GHANAWHO LTD PARTIES MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. THE GHANAWHO LTD PARTIES DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (1) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (2) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE, AND (3) WARRANTIES OR CONDITIONS THAT ACCESS TO OR USE OF THE GHANAWHO LTD WEB SITES WILL BE UNINTERRUPTED OR ERROR-FREE. THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT.
10. LIABILITY LIMITATION; YOUR EXCLUSIVE REMEDY
IN NO EVENT WILL ANY GHANAWHO LTD PARTY BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THIS AGREEMENT OR YOUR USE OF THE GHANAWHO LTD WEB SITES, EVEN IF SUCH GHANAWHO LTD PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER SECTION 10 IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) NEGLIGENCE, OR (4) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU ARE DISSATISFIED WITH THE GHANAWHO LTD WEB SITES, YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, OR YOU HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST ANY GHANAWHO LTD PARTY WITH RESPECT TO THIS AGREEMENT OR THE GHANAWHO LTD WEB SITES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE GHANAWHO LTD WEB SITES.
11. CHANGES TO THE GHANAWHO LTD WEB SITES; ADDITIONAL LIABILITY LIMITATION
THE GHANAWHO LTD PARTIES MAY CHANGE THE GHANAWHO LTD WEB SITES OR DELETE FEATURES IN ANY WAY, AT ANY TIME AND FOR ANY REASON.

As you use the GHANAWHO LTD Web Sites, you should expect to receive, access or use information, materials, graphics, software, data and content (collectively, "Content") originated by Ghanawho Ltd and persons other than Ghanawho Ltd (any such person is referred to as a "Third Party").

WITHOUT LIMITING THE GENERALITY OF SECTIONS 9 AND 10, YOU ACKNOWLEDGE AND AGREE THAT THE GHANAWHO LTD PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR
(1) ANY CONTENT, INCLUDING WITHOUT LIMITATION, ANY INFRINGING, INACCURATE, OBSCENE, INDECENT, THREATENING, OFFENSIVE, DEFAMATORY, TORTIOUS, OR ILLEGAL CONTENT, OR
(2) ANY THIRD PARTY CONDUCT, TRANSMISSIONS OR DATA. IN ADDITION, WITHOUT LIMITING THE GENERALITY OF SECTIONS 9 AND 10, YOU ACKNOWLEDGE AND AGREE THAT GHANAWHO LTD IS NOT RESPONSIBLE OR LIABLE FOR
(1) ANY VIRUSES OR OTHER DISABLING FEATURES THAT AFFECT YOUR ACCESS TO OR USE OF THE GHANAWHO LTD WEB SITES,
(2) ANY INCOMPATIBILITY BETWEEN THE GHANAWHO LTD WEB SITES AND OTHER WEB SITES, SERVICES, SOFTWARE AND HARDWARE,
(3) ANY DELAYS OR FAILURES YOU MAY EXPERIENCE IN INITIATING, CONDUCTING OR COMPLETING ANY TRANSMISSIONS OR TRANSACTIONS IN CONNECTION WITH THE GHANAWHO LTD WEB SITES IN AN ACCURATE OR TIMELY MANNER, OR
(4) ANY DAMAGES OR COSTS OF ANY TYPE ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF ANY SERVICES AVAILABLE FROM THIRD PARTIES THOUGH LINKS CONTAINED ON THE GHANAWHO LTD WEB SITES. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN SECTIONS 9, 10 AND 11 OF THIS AGREEMENT APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AND ARE NOT INTENDED TO DEPRIVE YOU OF ANY MANDATORY PROTECTIONS PROVIDED TO YOU UNDER APPLICABLE LAW.

12. TERMINATION; ACCESS RESTRICTION
Ghanawho Ltd may terminate this Agreement, or terminate or suspend your access to the GHANAWHO LTD Web Sites at any time, with or without cause, with or without notice. Upon such termination or suspension, your right to use the GHANAWHO LTD Web Sites will immediately cease. UPON SUCH TERMINATION OR SUSPENSION, ANY INFORMATION YOU HAVE STORED ON THE GHANAWHO LTD WEB SITES MAY NOT BE RETRIEVED LATER.

13. CHOICE OF LAW AND LOCATION FOR RESOLVING DISPUTES
If this Agreement is with Ghanawho Ltd, claims for enforcement, breach or violation of duties or rights under this Agreement will be adjudicated under the laws of the country of Ghana, without reference to conflict of laws principles. If this Agreement is with a Ghanawho Ltd affiliate, claims for enforcement, breach or violation of duties or rights under this Agreement will be adjudicated under the laws of the place of incorporation for such Ghanawho Ltd affiliate, without reference to conflict of laws principles. All other claims, including, without limitation, claims under or for violation of consumer protection laws, unfair competition laws, and in tort, will be adjudicated under the laws of your city or district of residence in Ghana, or, if you reside outside Ghana, under the laws of the country to which the subject GHANAWHO LTD Web Sites are directed. If this Agreement is with Ghanawho Ltd, you hereby irrevocably consent to the exclusive jurisdiction and venue of law courts in Accra, Ghana in all disputes arising out of or relating to the use of the GHANAWHO LTD Web Sites. If this Agreement is with a Ghanawho Ltd affiliate, you hereby consent to the exclusive jurisdiction and venue of the courts located in the place of incorporation for such Ghanawho Ltd affiliate in all disputes arising out of or relating to the use of the GHANAWHO LTD Web Sites.

14. INTERPRETING THE AGREEMENT; ASSIGNMENT
If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of this Agreement will continue in effect. Ghanawho Ltd may assign this Agreement, in whole or in part, at any time with or without notice to you. You may not assign this Agreement, or assign, transfer or sublicense your rights, if any, in the GHANAWHO LTD Web Sites. Except as expressly stated herein, this Agreement constitutes the entire agreement between you and Ghanawho Ltd with respect to the GHANAWHO LTD Web Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Ghanawho Ltd with respect to the GHANAWHO LTD Web Sites. The section titles in the Agreement are solely used for the convenience of the parties and have no legal or contractual significance.

15. YOU HAVE LIMITED TIME TO BRING YOUR CLAIM
YOU AND GHANAWHO LTD AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE GHANAWHO LTD WEB SITES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

16. COPYRIGHT AND TRADEMARK NOTICES; OTHER ACKNOWLEDGEMENTS
All contents of the GHANAWHO LTD Web Sites are Copyright 2006 Ghanawho Ltd. All rights reserved. Ghanawho Ltd, GHANAWHO LTD, GHANAWHO LTD logo, all logos customized for Ghanawho Ltd use on Ghanawho Ltd. Websites and/or other Ghanawho Ltd products and services referenced herein may also be either trademarks, or registered trademarks of Ghanawho Ltd in Ghana and/or other countries. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, e-mail addresses, logos, people, places and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, places or events is intended or should be inferred. Any rights not expressly granted herein are reserved.

Third Party Account Information
By using the "My Accounts" service through the GHANAWHO LTD Web Sites, you authorize Ghanawho Ltd and its agents to access third party sites designated by you or on your behalf, to retrieve information requested by you, and you appoint Ghanawho Ltd and its agents as your agent for this limited purpose. Each time you enter your account login information, you are permitting Ghanawho Ltd and its agents to process your request and use information submitted by you to accomplish the foregoing. You will choose a password when registering.

Refer to privacy policy to view information therin